While an exact foreclosure rate for Cypress, TX, is not publicly available, foreclosure filings are on the rise in its surrounding area of Harris County.
Harris County trend: In July 2025, the Houston metropolitan area (including Cypress and most of Harris County) was a major driver of rising foreclosure filings in Texas. One in every 1,882 housing units in the Houston metro had a foreclosure filing during that time.
Context: Foreclosure filings nationwide have been trending upward since the middle of 2021, after federal moratoriums ended. Increases in filings may not reflect the full picture, as high homeowner equity in some markets allows for a sale before foreclosure is completed.
Local market impact: While the broader trend is upward, the Cypress housing market has been described as balanced as of August 2025, with neither buyers nor sellers having a distinct advantage.
